Florida cops cited Tiger Woods careless driving Tuesday, but that's the least of his problems.

Now a Los Angeles cocktail waitress is claiming she and the world's top golfer carried on a torrid 31-month affair - and that she has photos and 300 "racy" text messages to prove it.

Jaimee Grubbs, who says she was 21 when she first hooked up with Woods in April 2007, told Us Weekly their romance began when the duffer tapped her on the shoulder and said, "You don't look like you're having any fun."

Grubbs, 24, said they had 20 sexual encounters after that. Until now, Grubbs was best known as the girlfriend of Shawn "Loud Mouth Tool" Southern, one of the oafish contestants on VH1's reality series, "Tool Academy."

True or not, Grubbs' story is more bad news for Woods, whose good guy image was tarnished by a National Enquirer report that he was cheating on his Swedish supermodel wife with a New York party girl.

Woods' only good news came when the Florida Highway Patrol announced it was ending its investigation - and dropping a criminal probe - of last Friday's accident, which totaled the golfer's SUV as well as his reputation.

"Despite the celebrity status of Mr. Woods, the Florida Highway Patrol has closed its investigation," Sgt. Kim Montes said.

The FHP never got to question Woods about reports the crash was preceded by a bitter argument between him and his wife Elin about the Enquirer report.

A lawyer for Woods' neighbors insisted Elin Nordegren was "trying to help" her husband after the wreck.

"She was not trying to do any further damage," said the lawyer, Bill Sharpe.

Sharpe, who represents Linda Adams and her family, said that if the couple was fighting before the crash, nobody in the Adams household saw it.

"My clients feel like somebody believes they saw something they are not telling anybody," Sharpe said.

They did not witness any domestic violence ... Mr. Woods' minor injuries are not consistent with somebody being beaten with a nine iron."

Woods' neighbors got swept up in the Tiger tempest after it was revealed the 911 call for help that alerted cops about the accident came from their home. It is believed that Linda Adams' son, Jarius, placed the call.

In addition to stonewalling Highway Patrol investigators, Woods has not directly addressed the Enquirer report of an affair with 34-year-old Rachel Uchitel.

Uchitel has vehemently denied a romance with Woods and hired Gloria Allred, a lawyer who specializes in representing scorned celebrity women.

The Enquirer said Uchitel is fibbing and vowed it "has additional facts about Rachel that we have yet to release."

In a statement three days after the crash, Woods 'fessed up only to the "obviously embarrassing" incident adding, "The only person responsible for the accident is me."

"My wife, Elin, acted courageously when she saw I was hurt and in trouble," he wrote on his Web site. "She was the first person to help me. Any other assertion is absolutely false."